Recent Insights.
23 September 2022
A relationship-focused approach sits at the heart of everything we do
For over 40 years, Ledge Finance has specialised in tailoring finance solutions for small to medium enterprises (SMEs) and commercial clients across Western Australia. Ledge strongly emphasises finance and commercial risk management, which is a significant advantage in an uncertain world of fluctuating interest rates and financial markets. Supporting Norwest Crane Hire Earlier this year, Norwest Crane Hire approached Ledge for a debt solution to fund their expanding fleet. We successfully navigated this process with the Norwest management team to build the business’s credit profile. This strategy assisted in securing a spread of equipment finance providers in the broader market,...
23 September 2022
Employment Opportunity – Operations Assistant
Operations Assistant – Ledge Finance We are looking for an enthusiastic and self-motivated Administration Assistant to join our Operations team. Working out of our head office in Subiaco and reporting to the Operations Manager, you will work closely with various internal and external stakeholders and be responsible for coordinating settlements and preparing finance documentation. What We Offer A family-friendly environment and strong team culture Learning and development opportunities Exposure to clients across diverse industries Ledge values a diverse workforce with different life experiences, ages, and backgrounds. Furthermore, we welcome all applications from people seeking a career change including the banking/finance...
20 September 2022
Indigenous Procurement Policies: IPP & APP
Funding opportunities to help stimulate indigenous entrepreneurship, business, and economic development
20 September 2022
Ledge & The Push-up Challenge 2022
Thank you for supporting Ledge Finance in The Push-Up Challenge 2022. The team from Ledge Finance are proud to have participated in The Push-Up Challenge in June 2022 to raise funds for Lifeline WA’s mental health and crisis support services and to promote mental health and suicide awareness. The Push-Up Challenge is Australia’s largest mental health and fitness initiative. Annually, over 300,000 Australians from all walks of life joining the push for better. In our first year participating in The Push-Up Challenge, the Ledge team collectively completed 16,673 push-ups and raised $6,394 for Lifeline WA. We are incredibly grateful to...
20 September 2022
New partnership with Wembley Football Club
Ledge Finance are pleased to announce a new three-year partnership with Wembley Football Club. Wembley FC are one of the oldest clubs in the amateur football competition, entering the Western Australian Football Association (now the Perth Football League) in 1927. The club has won 51 premierships across multiple divisions, and has over 200 playing members of all abilities, experience and backgrounds competing in six teams. The Wembley Football Club is excited to have Ledge Finance come on board as a major partner for the next three years. Partnership’s of this nature allow community clubs, like Wembley, to invest in equipment,...
18 August 2022
Management buyouts: Benefits, risks and funding
Everything you need to know about management buyouts explained Management buyouts have become increasingly common in recent years, especially in small business acquisitions. It’s something the Ledge Finance team are familiar with, having been through a management buyout ourselves, and having facilitated them for many of our clients. In a management buyout (MBO), a company’s management team purchases the company from its current shareholders. Because the management team is well-versed in the company’s operations, buyouts have a low risk of disruption and minimal transition and generally entail a fair selling price based on independent valuations. Management buyouts are an ideal...
17 August 2022
Are you feeling the impact of increasing interest rates on your home loan?
Are you feeling the impact of increasing interest rates on your home loan? You’re not alone. When combined with cost-of-living pressures and the barrage of bad financial news in the media, financial stress increases as many of us feel the impacts. When it comes to your home loan, there are some proactive steps you can take right now: Don’t panic Receiving another letter to advise of another interest rate hike on your home loan can be scary. However, it’s important not to panic; take a step back and assess the impact calmly. Review When was the last time you reviewed...
28 June 2022
Inflation meaning, influences and more
Inflation is a term thrown around in the media and by economists, but what does it mean? Inflation can be defined as a sustained increase in the general level of prices for goods and services. It is measured using the Consumer Price Index (CPI), which looks at the changes in prices of a basket of goods and services over time. In this blog post, we will take a closer look at inflation, including: What is inflation? Who sets the inflation rate? What factors drive inflation? What does inflation impact? How to measure inflation What is stagflation? What is inflation? Inflation...
28 June 2022
Stamp duty to be replaced with an alternative opt-in land tax
Now that Australia is recovering from the ongoing economic impact of COVID-19, state governments are looking at ways to phase out land transfer tax, better known as stamp duty. Stamp duty is a large and inconsistent tax, totalling $23.97billion across Australia during FY2020-21 alone (or a 5th or revenue). With each state, except for Victoria, reporting a double-digit percentage increase in stamp duty revenue when compared to the previous year. Stamp duty is also an affordability barrier for not only first home buyers, but also people wanting to move house, whether it’s because they require more space, want to move...